Evaluasi Penerapan Sistem Pelaporan dan Prosedur Pengelolaan Unit Usaha Simpan Pinjam (USP) di Desa Bantan Tengah Kecamatan Bantan Kabupaten Bengkalis

  • Elvianti Elvianti Politeknik Negeri Bengkalis
  • Endang Sri Wahyuni
Keywords: Management, System, and Procedure


This study aims to determine the UED-SP management unit in implementing systems and procedures as well as obstacles in the management of the USP Unit based on Bengkalis Regent Regulation No. 71 of 2017. This type of research is qualitative with a case study approach. The data analysis technique used is descriptive. The results of this study indicate that the reporting system used by the manager of the USP Unit is the accountability reporting system. The procedure begins with the management, duties, and responsibilities, granting requirements and stages of loan verification, loan disbursement/disbursement and loan repayment payments, loan services and collateral provisions, handling arrears, administrative and financial documents, and profit-sharing. Constraints faced by the management of the USP Unit in implementing systems and procedures occur at the stage of verification of the field survey, management documents of the USP Unit, loan repayment payments, and handling arrears. So, it can be concluded that the USP Unit of Bantan Tengah Village, Bantan District, Bengkalis Regency has implemented a system and procedure in accordance with Bengkalis District Regulations Number 71 Year 2017.